The sky is the limit.
Elevate your business with Cloud9.

A Trusted Financial Guide for
Small to Mid-size Businesses

Let Cloud9 Financial be your dedicated guide to greater profits and increased cash flow with a step by step, proven system to success. All for one flat monthly rate. 

Does this sound familiar?

  • Your business relies on you so heavily, that you can’t take time off without fear of everything falling apart?
  • You feel like you’re in a Catch-22 situation.  You want to grow your business, but that requires cash.  You can’t get more cash unless you grow the business!
  • You’re struggling to identify what’s working (or not) in your business?
  • You’re unsure of how to boost your business’s growth and profitability?

What is an outsourced CFO?

A Chief Financial Officer (CFO) steers a business toward growth and profitability. Cloud9 Financial offers you this expertise, helping you achieve better profits and cash flow year after year, at a predictable monthly cost.

What Our CFO Service Offers

  • Monthly tracking of profits and cash flow.
  • Analyzing what’s effective in your business, and what’s not.
  • Monthly meetings with your CFO who will provide you with :
  1. A Scoreboard:  to help you quickly and easily understand how your business is performing
  2. An Action Plan:  Your CFO will provide you with a short list of the top one or two essential actions for you to take over the next 30 days.

Our goal? To keep your business on the right path towards meeting your targets and achieving overall business success.


What Sets Us Apart?

Cloud9  /klaʊd naɪn/: a feeling of well-being or elation

CFO      /ˌsēˌefˈō/   Someone that helps a business become a financial success.

At Cloud9 Financial, we blend financial acumen with holistic business insight, offering more than just number-crunching.  We understand your entire business, not just the finances, and provide strategic guidance to navigate complex business waters. Our service is designed for business owners seeking growth without the stress, all within a simple monthly fee structure.

With our packaged CFO service, you’ll pay just one flat fee per month. No hourly billing. Just results.


“Pam is an exceptional professional! Her responsiveness and dedication to her work have been instrumental in steering our company towards a better direction. Her commitment to excellence is truly commendable. Highly recommended!”

— John V., Business Owner (DY Sports LLC)


“Cloud9 gives me peace of mind. My business books are in order, taxes are a breeze, and I have a trusted financial expert to focus on the details, allowing me to invest my time and energy into growing my business.”

— Ashley K., Business Owner


“Fantastic services! I highly recommend Cloud9 as a great resource for business owners.”

— Gabe D., (Attorney)


“Pam is a lifesaver. Her organization, knowledge, and professionalism has been extremely beneficial for my small business. I just wish I would have started to work with her sooner.”

— Denise R., Business Owner


“Pam really knows her stuff and did research for me and got me an answer that was easily digestible and helped guide my way in a challenging moment. I cannot thank her enough.”

— Jess S., Business Owner


Our Approach To Business Growth


Have a plan

You (and the key members of your team) will know exactly what to focus on each month to have a more profitable business.

Finally understand your business


You’ll finally understand the financial health of your business every single month…and what steps to take next.


Get a financial guide

You no longer have to be in this by yourself. Your CFO will be your ‘go-to’ financial guide, on a monthly basis


Are you in the
business owner’s trap?

There are three challenges facing business owners:

Challenge #1:You need cash to grow your business; but you don’t know how to get more cash. 

Challenge #2: You’re an expert in YOUR field, not necessarily an expert in business and finances.

Challenge #3:You’re struggling to understand the financial health of your business.

Is it any wonder why 50% of businesses never make it to their 5th year?

So, how do you escape the business owners trap?

By transforming from an “industry expert” in your field, to a savvy business owner, who makes decisions that are driven by financial insights.  Cloud9 Financial offers simple, effective financial training and services for business owners aiming for success without the overwhelm.


We’re a team of outsourced CFOs and business experts, passionate about helping business owners thrive.  


We specialize in helping small business owners have a growing and more profitable business.


We know first-hand what it feels like to be overwhelmed, lonely, confused, and frustrated.

Who are we?

And, we’re on a mission to help as many business owners as possible have that kind of a business.

A business where you can finally take time off.

A business where you can finally earn real money.

A business that works for you…

 …instead of you working so hard for the business.



Our Process

Many businesses face challenges leading to failure.  According to the SBA, most businesses fail.  In fact 50% of all businesses NEVER make it to their fifth year!

50% failure rate for small businesses

This can happen for lots of reasons (inexperienced management, bad marketing strategy, ineffective employees, lack of cash, no profit, no demand, wrong location…. You get the point.)  However, the main reason they fail is because no one was guiding the business owner on HOW to have a more profitable and higher cash flowing business.  

If they DID have a guide, these businesses would not have failed.   Period.

It’s not enough to be an expert at your business. It’s not enough to have an accountant. It’s not enough to get a ‘business coach’.

You need someone that can do three things for you every single month.

  • Someone to track profit and cash flow.
  • Someone to analyze the strengths and weaknesses.
  • Someone to propose corrective actions

This is what a CFO does for big businesses. 

We believe every business deserves expert financial direction.  Our service caters to businesses with annual revenues of $500k to $5mm, offering monthly guidance at an affordable price.  We’ll match you with a CFO who will meet with you monthly and guide you through what we call the One Clear Path.  

The result: You’ll know exactly what to do to have a growing, more profitable, and successful business.

There are three main stages to the One Clear Path.

Starting at the bottom left with Stage 1.

Stage 1: Your CFO will show you what, specifically, is driving the revenue, profit and cash flow in your business.

Stage 2: Your CFO will uncover what your vision is for your business, and, together, we’ll set targets for one-year and the next five years for the revenue, profit and cash flow drivers.

Stage 3: Each month, your CFO will meet with you and give you a Scoreboard as well as an Action Plan made up of a short list of ‘objectives’ and ‘next steps’.

You will be crystal clear about what needs to happen in order for your business to hit your one-year and five-year targets.